Latest Finance News and Updates

The 6 Biggest Kitchen Renovation Mistakes Designers See All the Time

Updating all the appliances now means you won’t have to deal with the headache of making new pieces fit in your recently renovated space.

Smart Ways to Manage Your Personal Loan and Cut Debt Faster in Singapore

Staying on top of your finances is one of the most important steps toward long-term financial stability in Singapore. Whether you’ve taken a personal loan for home upgrades, education, or everyday expenses, having a clear repayment strategy can help you stay in control and reduce debt more efficiently. This guide walks you through practical methods to manage your loan while keeping your financial goals intact.Personal loans in Singapore come in several forms, each designed for different needs. S

How to Apply for a Personal Loan in Singapore: A Simple Guide for First-Time Borrowers

10 Best No-Minimum-Balance Savings Accounts in Singapore (2026): Say Goodbye to Fall-Below Fees

Banks love making things complicated, and savings accounts are no exception. You’ll often see accounts that promise “high interest rates” — but only if you maintain a certain balance, usually $1,000 or more. Slip below that, and bam, a fall-below fee appears on your statement.That’s where savings accounts with no minimum balance come in handy. They’re simpler, more flexible, and most importantly, they don’t penalise you for using your own money. These accounts are perfect if you want to save wit

Smart Steps To Secure an Emergency Loan in Malaysia — Everything You Need to Know Before You Borrow

When life throws you an unexpected expense — whether it’s a medical emergency, sudden car breakdown, or an urgent home repair — having fast access to funds can make all the difference. In Malaysia, emergency loans have become a popular solution for people who need quick cash to handle financial surprises. But before rushing to apply, it’s important to understand how these loans work, the requirements involved, and what you should consider before signing any agreement.Understanding Emergency Loan

AI Is Reshaping Malaysia’s Investment Future — How Malaysia’s Investors Can Ride The AI Wave

How Smart Malaysians Turn Debt Into Wealth (And Why It’s Not Always a Bad Thing)

For many Malaysians, the word debt instantly sparks anxiety — visions of unpaid credit cards, rising interest, and constant phone calls from banks. Parents often warn their children to avoid loans at all costs, seeing them as traps rather than tools. But here’s a mindset shift worth considering: debt isn’t automatically bad.Debt is simply a financial instrument. And like any tool, it can either hurt or help you — depending on how you use it. When managed with strategy and discipline, the right k

5 Key Clues That Signal When Singapore Property Prices Are About to Shift

Every property buyer and seller in Singapore has asked the same question at some point — “Is it the right time?” Whether it’s a homeowner wondering if they should accept an offer or a buyer debating if waiting might lead to better prices, timing the market feels like the ultimate puzzle. While there’s no crystal ball for predicting exact price movements, there are certain telltale patterns that often appear before the market turns. Here are five key signs to look out for.First, keep an eye on ne

10 Best Savings Accounts in Singapore with the Highest Interest Rates (September 2026 Update)

Best Fixed Deposit Rates in Singapore (Sep 2026): Earn Up to 2.45% p.a. With Deposits From Just $500

Fixed deposits, also known as time deposits, aren’t just for the ultra-conservative savers anymore. With minimum deposit amounts starting as low as $500, they’re now a flexible way for everyday Singaporeans to grow their money with guaranteed returns. While rates have cooled from previous highs, there are still several banks and digital platforms offering attractive promotions worth considering in September 2026.Here’s a detailed look at the best fixed deposit rates available in Singapore right

Top 3 Credit Card Combos in Singapore to Maximise Cashback, Miles, and Rewards

Some things in life are simply better in pairs—like a good book with a rainy afternoon or coffee with a quiet morning. The same applies to credit cards. When paired wisely, two cards can complement each other’s strengths, covering blind spots and turning your everyday spending into bigger rewards.Whether you’re after cashback, travel miles, or general rewards points, combining the right credit cards can help you earn more efficiently. With Singapore’s high credit card usage—around 80% penetratio

3 Singapore Stocks at 52-Week Lows: Hidden Opportunities or Risky Traps?

Smart Ways to Grow Your Retirement Savings with the Supplementary Retirement Scheme (SRS)

Singapore is facing an ageing population challenge. By 2030, around one in four Singaporeans will be aged 65 and above, up from one in ten in 2010. Rising living costs, particularly healthcare expenses, add further pressure.Fortunately, there are schemes to help you prepare for retirement. Beyond the CPF, the Supplementary Retirement Scheme (SRS) offers a voluntary, flexible way to save more, potentially boosting your retirement nest egg while enjoying tax benefits.What is the SRS?The SRS is a v

How Gen Z and Millennials Can Build a Retirement Fund of S$550,000 and Beyond

A recent DBS Group study, analysing data from two million customers, highlighted that younger investors—Generation Z and Millennials, aged 25 to 44—are at risk of falling behind when it comes to saving for retirement.According to the research, a retiree in Singapore aged 65 will need at least S$550,000 to cover basic living expenses for the following two decades. If one wants to enjoy travel or personal hobbies, that figure rises to around S$1.3 million.The challenge is that many young professio

Standard Chartered CashOne Personal Loan Review 2026: Is This the Best Deal Right Now?

From Zero Savings to Financial Freedom: How I Rebuilt My Money Mindset

I can still recall the sting of that day. It was the end of yet another month when I received a bank notification — I had been charged a service fee for not maintaining the minimum balance. Out of curiosity (and dread), I checked my past transactions. To my horror, I had been penalised multiple times for the same reason.That sinking feeling hit me hard: after working for three years, I had absolutely nothing saved. No rainy-day fund, no investments, not even a proper account balance. Just a grow

Best Credit Card Sign-Up Promotions in Singapore (August 2026): Citibank, DBS, HSBC, UOB and More

This August, signing up for a credit card in Singapore comes with plenty of perks. From cash bonuses to exclusive lifestyle gifts, banks are going all out to attract new customers. Whether you prefer instant cash, reward points, or even travel miles, there’s something for everyone. Some of the highlights this month include:Up to $500 cash with a $500 minimum spend, plus a chance to win $10,000Up to 90,000 Membership Rewards® points—enough for a return trip to Seoul on Singapore AirlinesLOJEL Voj