AD
In Malaysia's dual healthcare system, having solid health insurance is no longer a luxury but a necessity for families. It protects your savings from unexpected medical bills. Navigating the options can be simple if you know what to look for.
1. Hospitalization Plan is Your Foundation The core of any family plan is solid inpatient coverage. This should cover room & board, ICU charges, surgeon fees, and related medical costs during a hospital stay. Ensure the annual limit is sufficient (e.g., RM 1 million).
2. Key Features for Growing Families
Maternity Coverage: If planning for a child, check the waiting period (usually 90 days to 12 months) and sub-limits.
Childbirth Benefits: Look for coverage for newborn baby complications and vaccination benefits.
Wellness & Outpatient Benefits: Some plans include coverage for health screenings or outpatient treatments like fevers.
3. Understand the Co-payments & Exclusions A co-payment is a percentage of the bill you share with the insurer (e.g., 10%). Plans with co-payment have lower premiums. Also, carefully review the policy exclusions—what is not covered, such as pre-existing conditions or specific treatments.
4. Compare and Consult Don't just buy the first plan you see. Use online comparison tools, but also speak to a licensed financial advisor or insurance agent. They can explain complex terms and help you find a plan that fits your family's specific health needs and budget.
Investing in health insurance is investing in your family's peace of mind. It ensures that in a medical emergency, your focus can be on recovery, not finances.
Why Booker winner Banu Mushtaq refuses to 'internationalise' her language
For Banu Mushtaq, writer, activist, lawyer, and winner of the 2025 International Booker Prize for Heart Lamp, literature has always been an instrument of truth and resistance. One of India’s most fearless literary voices, she emerged from Karnataka’s Bandaya Sahitya movement of the 1970s and '80s, a radical wave of writers who challenged caste, class, and gender hierarchies through words that burned with conviction. Among that pioneering generation, Banu stood out as one of the few women whose voice carried both rebellion and grace.
Best Online Shopping Tips And Tricks You Need To Know
Online shopping has become more and more mainstream, and now everyone is guilty of having bought at least one thing from the internet. The accessibility can make things very expensive because of the quick and easy access you have to all possible stores through the comfort of your own home. Use Cashback OffersCashback Offers act as discounts by giving you as the name would lead you to believe – cashback when you spend on a specific store online. Rakuten is an example of this. It can be added to
Abu Dhabi Knight Riders seal 50-run win over Dubai Capitals, stay in race to ILT20 title
Abu Dhabi Knight Riders stayed in the hunt for the DP World ILT20 Season 4 title after sealing a 50-run win over the Dubai Capitals in the Eliminator at the Dubai International Stadium on Thursday.
BIS Calls for Global Cooperation on Stablecoin Regulation
"And if prohibitions on paying interest on stablecoins can be enforced."
Airbus CEO says Boeing likely to win order race this year
Airbus CEO Guillaume Faury conceded likely defeat in the annual order race against Boeing on Wednesday, saying it was possible Boeing would win for the first time in six years, helped by settlements over U.S. tariff disputes.Airbus remains ahead of its U.S. rival in deliveries and the pipeline of outstanding orders, Faury told France Inter. Buoyed by strong demand for its 787 long-haul jet, Boeing on Wednesday posted 908 net orders after cancellations between January and November, compared with
Dubai CEO shares key lessons that shaped her relationship with money
Meghna Dixit is founder and CEO at Mevan Consulting. The Indian expatriate, 43, has been living in Dubai for 10 years, and says that one of her greatest life lessons is learning her own value, while her business has been the greatest teacher.
India's Shubman Gill calls it 'destiny' after shock T20 World Cup snub
Test and ODI skipper Shubman Gill on Saturday said he respected the Indian selectors' shock decision to drop him from the squad for the T20 World Cup on home soil, calling it "destiny".The 26-year-old will lead the one-day team in three matches against New Zealand starting Sunday in Vadodara before many of India's players head into a five-match T20 series.Indian selectors surprisingly axed the batsman from the T20 squad after he scored only 291 runs in his past 15 matches in the game's shortest
Parkin Rolls Out Free Parking Permits for Eligible Dubai Drivers
Parkin has announced a series of new digital upgrades aimed at simplifying parking access across the city, making the process more efficient for residents, visitors, and organisations. The latest enhancements bring multiple permit services together within the Parkin app, allowing users to manage parking permissions, eligibility, and payments through a single, streamlined platform.The update reflects Dubai’s ongoing push toward smarter urban mobility, with a focus on convenience, accessibility, a
Resilience in Fashion: Nafsika Skourti's Journey Amidst Turmoil
“As a community, including business owners, consumers, retailers, and influencers, we dare to believe in better days,” Nafsika states. “Against all odds, we remain optimistic, as we have a responsibility to nurture our ecosystem. Endurance in this region is second nature.”
'Don't be scared to spend': Indian expat reveals tips for financial success in UAE
At 23, Kareena Kewlani, an assistant manager in marketing and public relations, represents a generation that’s redefining its relationship with money. For her, money isn’t just about wealth or luxury; it’s about choice, comfort, and independence. She says that being born and raised in Sharjah has shaped how she views financial stability: as the freedom to live with balance and purpose.If you had to use one word to describe money what would it be?If I had to use one word to describe money, it wou
'Predicting death' to fitness guru: Biohacker to help Dubai residents be 'ultimate humans'
Kicking off Dubai Fitness Challenge this month, eager-eyed cyclists in the Dubai Ride spied the first indication that the city’s wellness industry is about to welcome a new player to the ‘live longer, live better’ game. Flags heralding The Ultimate Human Wellness Clinic lined Sheikh Zayed Road, while The Ultimate Human himself — American longevity guru and human biologist Gary Brecka, enthusiastically joined the 40,000 Dubaians riding along the city’s main artery as the sun rose over the Museum of the Future.
A Complete Guide to Energy Efficient Lighting Solutions for Your Home
Energy efficient lighting solutions in the UAE are a vital part of modern home maintenance because they bring both financial and environmental benefits. While lighting once accounted for around 15% of household electricity use, this figure has continued to decline due to the widespread adoption of LEDs and other efficient technologies.
